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Indian School Finance Company Private Limited

SMEs Loan

Not only we provide loans to schools and colleges but also to SMEs in the eco system of education segment. If you are providing goods and services to education segment, we can provide loan to you for growing your business.

You could be book publisher, content company, computer provider, stationery vendor, furniture provider, uniform provider etc.

Product Details

Characteristics
  • Secured loans upto Rs. 25 lacs.
  • EMI options upto 48 Months.
  • Wide range of acceptable Collaterals.
  • Loan to Value (LTV) of upto 75% of market value of Collateral.
  • Loan disbursement through NEFT/RTGS.
Purpose
  • Purchase of Raw Materials, Machineries and Equipments.
  • Undertaking of Capital Expenditure for capacity expansion.
  • Renovation of existing infrastructure.
  • Financial planning of your existing loan liabilities.
Eligibility
  • Goods and Service provider to education segment.
  • Profitable business from last 2 years.
  • Strong operational income and Committed Management.
  • Good repayment track of existing loans (if any).
Documentation
  • Duly filled in Application form.
  • KYC Documents –ID and Residence proof of applicant and co-applicant.
  • Latest 6 months Banks statement of applicant and co applicant.
  • Balance Sheet of last 2 years.
  • Income tax returns of last 2 years.
  • Pan card of applicant and co applicant.

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