Anand is a Management professional from University of Lincolnshire and Humberside (now called the University of Lincoln-UK) with 26 years of diversified working experience in Banking and Non-Banking Finance Companies (NBFCs) in India and Middle East. Prior to Joining ISFC, Anand was an Associate Director in Gray Matters Capital Managing the entire Operations of Affordable Private School Replication Units EdFina-MFB in Africa and Taaleem Finance Private Limited in Pakistan.
He has handled multiple responsibilities under highly competitive and challenging environments and his experience ranging from new market identification, Market analysis, setting up Banking and NBFC operations, outstanding talent in Business Development, Product Policy development, Credit Underwriting, Recruitment and training, Leadership capabilities and team management skills. He is a passionate, dynamic leader and has hands on experience of the field which enables him to develop a good rapport with his staff and most importantly the clients.
Khizar Momin, is responsible for leading Digital Transformation and Technology Operations in ISFC. He has earned his MBA from Symbiosis Pune and holds an Engineering degree in Computer Science. His rich experience spanning over 20 years, comes from diverse industries like NBFCs, Credit Cards, Auto-Manufacturing and IT services. He has extensive experience in Digital transformation, building and managing enterprise class IT systems, Information Security and in harnessing power of technology for business process reengineering. He joins us from Toyota Financial Services where he was the Vice President and Head of IT. He has held leadership positions in Bajaj Finance Ltd, Bajaj Auto and American Express Saudi Arabia Limited.
Pabitra Mitra, is a seasoned Retail Assets professional, having 20 years of experience in building large scale distribution network of sales and distribution for secured and unsecured loans and has spearheaded rapid growth in organizations such as ICICI Bank, CBOP(now HDFC Bank),HDBFS and Essel business loans. Prior to joining ISFC he worked with Suryoday Small Finance Bank as business head for secured loans.
Nishi Sharma is a Chartered Accountant and M.Com with over 15 years of experience in BFSI segment. She Joined ISFC in October 2019 as National Head- Credit from Religare Finvest Ltd where she had handled credit, risk & business for over 7 years across the country and her last role was Senior Vice President & Zonal Head. Prior to this, she has worked with Dhanlaxmi Bank and ICICI Bank, handling credit, underwriting and risk functions. She holds a key role in re-engineering the entire policy, process & underwriting framework in ISFC.
She joined ISFC with 16 years of rich experience in managing HR along with Training & Development. She has completed her Post Graduation in HR from Symbiosis Pune & Diploma in Training & Development from Indian Society of Training & Development.
She has managed HR & Training Department across country for companies working in affordable segment organizations like: Ummeed Housing & Aye Finance. Her previous experience has been in insurance & ITES BPOs.
Vipul brings in over 25 years of experience in the NBFC industry, holding key roles in fundraising, treasury, and investor relations. An alumnus of Mithibai College of Commerce, Science and Arts, he is a Chartered Accountant and pursued an executive program in ‘FinTech and Blockchain Management’ from IIM Calcutta. As a Chief Financial Officer, he has successfully managed the public and private placement of non-convertible debentures while raising funds from diversified sources. He was associated with organisations such as Mannapuram Home Finance Ltd, JHP Securities.
Shanker, has rich professional experience of 16 years in Operations, Customer Service & Leadership roles. He is MBA from Osmania University, Hyderabad. He has expertise in Operations, People Management, Process setup, Audit and Compliance, Vendor Management & Payment Management. He is well versed with the Life Cycle of Retail Asset Products and with thorough knowledge of operations of the Asset Products. He was associated with organisations such as ICICI Bank, Axis Bank and Piramal Capital & Housing Finance LTD at various levels.