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Indian School Finance Company Private Limited

School & College Loans

ISFC is pioneer in funding infrastructural requirements of Schools & Colleges and has been funding the loan requirements of schools and colleges since 2008. Because we are funding education segment exclusively, we understand your funding requirements better.

Buildings, facilities, quality of teachers, teaching methodology and goodwill of School & college are the main criteria for any parent & students to decide on admission. ISFC provides you a loan facility to improve your infrastructure to meet growing expectations and requirements of, Students, Parents and Regulatory Authorities.

Loan eligibility amount is calculated based on Cash flow of your institution. Our turnaround time is quicker, our approach is professional and we practice fair and transparent dealings. Besides loan, our endeavour is to also provide you services which will help your institution to scale new heights of growth.

Product Details

Characteristics
  • Secured loans upto Rs. 2 crores.
  • Unsecured loans upto Rs 15 lacs.
  • EMI options upto 84 Months.
  • Wide range of acceptable collaterals.
  • Loan to Value (LTV) of upto 80% of market value of collateral.
  • Loan disbursement through NEFT/RTGS.
  • No foreclosure charges upto 25% of the loan amount.
Purpose
  • Purchase of Land & Building for School/Colleges.
  • Construction of Building.
  • Renovation of Building and existing infrastructure.
  • Purchase of Furniture & Equipments.
  • Purchase of Hardware and Software contents.
  • Balance transfer of your existing loan liabilities.
Eligibility
  • Unaided/Recognized by State or Central Education Board.
  • Affiliation to universities.
  • Existing Schools/Colleges.
  • Minimum Monthly Fee of Rs 400 per student.
  • Minimum student enrolment of 250.
  • Strong operational income and Committed Management.
  • Good repayment track of existing loans (if any).
Documentation
  • Duly filled in Application form.
  • KYC Documents –ID and Residence proof of applicant and co-applicant.
  • Latest 6 months Banks statement of Society, Trust, School, applicant and co applicant.
  • Society/Trust Pan card and Pan card of applicant and co applicant.
  • Copy of recognition and affiliation.certificates.
  • Copy of Society/Trust registration , Bye laws , updated members list.

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