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Indian School Finance Company Private Limited

Board of Directors

Smita serves on the Board of Gray Matters Capital (US) and Digital Reading Foundation (India). She believes in the transformational power of business models that blend profit with purpose.Smita brings a global perspective to her work informed by her diverse experience of living and working in Africa,Asia,Europe, and the US with for-profit and not for institutions.\n Smita started her career in 2001 as a banker and worked in multiple roles in product,forex and operations in retail,MSME,Corporate and International banking group of ICICI Bank.She joined the start-up team of transformational consultancy Volans (UK) that helps social entrepreneurs. She the headed Research and Performance Management for Community Banking with Standard Bank (South Africa) where she worked with the unbanked and underbanked to increase the adoption of mobile banking, credit and correspondent banking. She was the first employee recruited to the India office of Gray Matters Capital. At GMC, she architected and led edLABS that provides very early stage funding to "visionary edu-preneurs" for the development of disruptive solutions to education problems. She brought behavioural design thinking to GMC to enhance engagement of apps on mobile phones.She also led Gray Matters Capital`s Ecosystem work with Affordable Private Schools owners and associations towards enhancing the quality of education in schools. Smita has a degree in Electrical Engineering,MBA in Finance from SP Jain Institute of Management and Research; She also graduated top of her class during her Master`s in International Organization from University of Geneva.

Anand is a Management professional from University of Lincolnshire and Humberside (now called the University of Lincoln-UK) with 26 years of diversified working experience in Banking and Non-Banking Finance Companies (NBFCs) in India and Middle East. Prior to Joining ISFC, Anand was an Associate Director in Gray Matters Capital Managing the entire Operations of Affordable Private School Replication Units EdFina-MFB in Africa and Taaleem Finance Private Limited in Pakistan.

He has handled multiple responsibilities under highly competitive and challenging environments and his experience ranging from new market identification, Market analysis, setting up Banking and NBFC operations, outstanding talent in Business Development, Product Policy development, Credit Underwriting, Recruitment and training, Leadership capabilities and team management skills. He is a passionate, dynamic leader and has hands on experience of the field which enables him to develop a good rapport with his staff and most importantly the clients.

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