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Indian School Finance Company Private Limited

Flexi Loan

Managing cash flow efficiently is crucial for business success.

ISFC’s Flexi Loan offers a revolving credit facility, allowing businesses to withdraw funds as needed and pay interest only on the utilized amount.

Unlike traditional loans, where you receive a lump sum and pay fixed EMIs, a Flexi Loan provides the flexibility to borrow, repay, and reborrow within the approved limit.

Feature Details
Loan Amount Based on business needs and financial profile
Interest Rate Charged only on the amount utilized, reducing overall borrowing costs
Tenure Flexible duration with the option to reborrow within the set limit
Quick Approval & Disbursal Fast processing with minimal documentation
No Fixed EMIs Repay only the borrowed amount, offering greater financial
Eligibility Criteria Business should have a stable revenue stream & growth potential

Key Features

Key Features
  • Flexible Withdrawals & Repayments – Access funds when required and repay based on business cash flow.
  • Interest on Utilized Amount – Reduce borrowing costs by paying interest only on the used credit.
  • Customizable Loan Limits – Funding tailored to business needs.
  • Ideal for Seasonal Businesses - Perfect for businesses with fluctuating cash flow or short-term financial needs.
Ideal For
  • Businesses needing flexible financing to manage operational expenses and growth opportunities.
  • Traders, manufacturers, and service providers experiencing fluctuating demand cycles, such as retail, tourism, or agriculture-based businesses.
  • Entrepreneurs & startups needing funds for short-term expenses.
  • NBFCs & financial institutions requiring liquidity for onward lending.

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